New: SBA Made in America Loan Guarantee — 90% Federal Guarantee for Manufacturers (Effective May 2026)

SBA Manufacturing Loans

SBA Financing for US Manufacturers

We arrange SBA 7(a) and SBA 504 loans for manufacturers — equipment, facilities, working capital, and business acquisition. With the new SBA Made in America Loan Guarantee providing a 90% federal guarantee for NAICS 31–33 businesses, manufacturers now have better access to capital than at any point in recent history.

Up to $5M
SBA 7(a) Max
Up to $5.5M
SBA 504 Max
Up to 90%
Guarantee
Up to 25 Years
Terms

SBA Programs

Which SBA Program Is Right for You?

SBA 7(a) Loan
Up to $5 Million
  • Working capital, equipment, inventory
  • Business acquisition
  • Debt refinancing
  • Real estate (owner-occupied)
  • Up to 10-year terms (25 for real estate)
  • 90% guarantee under Made in America program
SBA 504 Loan
Up to $5.5 Million
  • Major equipment & machinery
  • Owner-occupied real estate
  • Facility construction or renovation
  • Fixed rate on SBA portion
  • 10 or 25-year terms
  • As little as 10% down

Common Uses

How Manufacturers Use SBA Financing

01

Equipment & Machinery Purchase

CNC machines, injection molding equipment, fabrication tools, industrial presses — SBA financing lets manufacturers acquire major equipment with longer terms and lower monthly payments than conventional equipment loans.

02

Facility Acquisition or Expansion

Own your facility instead of renting. SBA 504 loans are purpose-built for owner-occupied commercial real estate — up to 90% financing with a fixed rate on the SBA portion and 25-year terms.

03

Working Capital & Inventory

Seasonal demand, large purchase orders, or supply chain disruptions can strain cash flow. SBA 7(a) working capital loans provide the runway to fulfill contracts and grow without giving up equity.

04

Business Acquisition

Buying an existing manufacturing business or acquiring a competitor? SBA 7(a) acquisition loans can finance up to 90% of the purchase price with terms up to 10 years.

Common Questions

SBA Manufacturing Loan FAQ

Ready to Explore SBA Financing for Your Manufacturing Business?

Tell us about your financing need and we'll come back with an honest fit assessment — typically within 24 hours. No automated gatekeeping, no upfront fees.

AlloFunding is a commercial finance broker. We do not lend directly. SBA loan terms are subject to lender and SBA approval. The SBA Made in America Loan Guarantee program details are based on SBA announcements effective May 2026 and are subject to change. All financing is for commercial and business purposes only.