Small commercial mixed-use corner building at golden hour

Stop waiting for capital.
Start scaling your business today.

Ready to grow but tired of bank hurdles? We find the right capital to scale your business in as little as 48 hours.

Commercial deals only. No surprise fees — we'll tell you exactly what it costs before you commit to anything.

Basic Qualification Guideline

6 Months
Time in Business

Requirements vary by product and deal profile. All scenarios reviewed individually.

Industries We Serve

Dental & Medical Equipment

Finance lasers, imaging systems, chairs, and practice tech.

Explore dental equipment financing →

HVAC Equipment Financing

Finance service vans, HVAC units, tools, and trailers.

Explore HVAC equipment financing →

Electrical Contractor Equipment

Finance vehicles, wire, tools, and job-site equipment.

Explore electrical equipment financing →

HVAC Working Capital

Cover payroll, materials, and slow-season cash flow gaps.

Explore HVAC working capital →

Simple Process

How It Works

From first conversation to funded — here's what to expect when you work with AlloFunding.

Submit Your Scenario

Tell us about your business, financing need, and timeline using our quick eligibility form. No credit pull, no commitment — just a straightforward intake.

We Find the Solution

We review your scenario and match you with the best strategy to solve your business's current challenges — entirely on your terms.

You Get Funded

Once you choose a path, we handle the heavy lifting from underwriting to closing. Most deals fund within 48 hours of approval — often faster.

What We Look For

What helps us move fast.

We're not a bank running a checklist — we're a broker building a case. Here's what helps us find the right capital source quickly.

Who We Work With

Established businesses that need capital and aren't getting it from their bank — medical and dental practices, contractors, HVAC and trades, trucking and logistics, retail, food service, and professional services. If you've been declined, quoted unreasonable terms, or simply need to move faster than a bank allows, we're built for that.

Capital Solutions We Source

Working capital lines, equipment financing, commercial real estate loans, business expansion funding, and bridge financing for time-sensitive deals. We don't push one product — we match your situation to the right structure and the right capital source.

Helpful to Have Ready

4 months of business bank statements, a clear summary of what the funds are for, and basic revenue figures. Depending on the deal type, supporting documents like equipment quotes, purchase contracts, or payoff statements help us move faster — but we'll tell you exactly what's needed once we understand your situation.

What Makes a Deal Stronger

A clear loan purpose, consistent revenue history, and a straightforward business story. We don't need perfection — we need enough to build a compelling case. The more organized and honest the picture, the faster we can find a lender who sees the opportunity.

Common Questions

Questions We Get Every Day

We believe in answering your questions before you ask them — no gating, no runaround.

Ready to find out what's possible?

Tell us about your deal. No surprise fees, no commitment — just a straight answer on what we can do.